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Often, the introductory rate on a variable-rate loan is lower than that of a fixed rate loan, though it has the potential to increase later.
Similar to when you are being sold any product or service, be sure to read the fine print, understand what you are buying, and consult a licensed professional if you have any concerns.
Fixed-rate loans often have higher rates than the introductory rates on variable loans.
However, borrowers have peace of mind knowing their monthly payments will always be the same amount.
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We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions.
Learn more"Term" refers to the length of the loan, typically in years.